easy banking
for big ideas
About Us
GLOBAL WALLET operates under CARROT Capital Management LLC, a Delaware‑incorporated company managing its ventures through innovation studios in Charlotte (North Carolina, USA) and Mārupe (Latvia, European Union).
Founded in 2024, GLOBAL WALLET was created to build the financial and risk infrastructure behind next‑generation Banking and Insurance — unifying payments, credit, and protection into one global product stack for digital businesses and financial institutions.
Global
Wallet
Build your business without borders. One app. Infinite possibilities. From company formation in 50 states and 30+ countries to global banking, smart insurance, and everyday operations — everything works seamlessly together, beautifully designed to power your business.
Travel
Wallet
Travel, beautifully simplified. One app. One card. Endless possibilities. Experience ultra‑low FX rates, instant eSIM connectivity, cashback on hotels and flights, and all‑in‑one travel insurance — everything you need for a seamless journey, wherever life takes you.
GW LICENSes
Expand your vision. We’ll handle the licenses. From FinTech and InsurTech to gaming and betting, we secure global licenses — faster, simpler, smarter. With 40+ licenses obtained in 2025, our success‑fee model ensures results first, fees later. Seamless. Transparent. Powerful.
GW LEX
Legal made simple. Strategy made smart. GW Lex partners with startups and innovators — from FinTechs to InsurTechs — to build solid legal foundations, craft regulatory frameworks, and prepare for growth across 70+ jurisdictions. From formation to fundraising, we turn complexity into clarity — so you can focus on building the future.
GW Baas
Banking. Powered by your vision. Our Banking‑as‑a‑Service platform lets you launch financial products effortlessly — from digital accounts and cards to payments, FX, and lending — all through a single secure API. Licensed to operate across the EU and the UK, with licensing underway in the USA, we empower fintechs, brands, and platforms to bring banking to life.
GW MARKETING
Where bold ideas meet measurable growth. We help FinTech and gaming brands scale faster with smart, data‑driven strategies that connect innovation to results. From brand positioning and go‑to‑market campaigns to performance marketing and compliance‑safe promotion, we craft marketing that moves industries — not just impressions.
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Core Banking
Software
Built from the core. Driven by intelligence. Our modular core banking platform and Banking‑as‑a‑Service solution empower digital banks, wallets, and fintech startups with next‑generation technology.
Developed entirely in‑house and enhanced by AI‑driven automation, each module is designed for scalability, compliance, and seamless integration — giving you a smarter, faster way to build the future of finance.
Direct Insurance Broker, SL
Insurance, intelligently connected. A licensed insurance broker regulated by Spanish authorities, operating across 30 EEA countries. We bring together 700+ European insurers to deliver seamless coverage — from personal protection to business insurance — all in one smart, connected platform.
SecureName, INC.
Your brand. Protected at the root. An ICANN‑accredited registrar built to safeguard domain names, intellectual property, and digital identity with the highest level of protection. More than just domains — a complete brand protection layer for businesses that operate globally and move fast.
Eurocollect LTD
An international debt collection company with an ethical and effective approach that includes litigation, enforcement, and business protection. Eurocollect delivers global soft and hard debt recovery on a no‑result, no‑fee basis, protecting both individuals and businesses from unpaid invoices, bad debts, and fraud.
products
Global
Wallet
Build your business without borders. One app. Infinite possibilities. From company formation in 50 states and 30+ countries to global banking, smart insurance, and everyday operations — everything works seamlessly together, beautifully designed to power your business.
Travel
Wallet
Travel, beautifully simplified. One app. One card. Endless possibilities. Experience ultra‑low FX rates, instant eSIM connectivity, cashback on hotels and flights, and all‑in‑one travel insurance — everything you need for a seamless journey, wherever life takes you.
& corporate
GW LICENSes
Expand your vision. We’ll handle the licenses. From FinTech and InsurTech to gaming and betting, we secure global licenses — faster, simpler, smarter. With 40+ licenses obtained in 2025, our success‑fee model ensures results first, fees later. Seamless. Transparent. Powerful.
GW LEX
Legal made simple. Strategy made smart. GW Lex partners with startups and innovators — from FinTechs to InsurTechs — to build solid legal foundations, craft regulatory frameworks, and prepare for growth across 70+ jurisdictions. From formation to fundraising, we turn complexity into clarity — so you can focus on building the future.
GW Baas
Banking. Powered by your vision. Our Banking‑as‑a‑Service platform lets you launch financial products effortlessly — from digital accounts and cards to payments, FX, and lending — all through a single secure API. Licensed to operate across the EU and the UK, with licensing underway in the USA, we empower fintechs, brands, and platforms to bring banking to life.
GW MARKETING
Where bold ideas meet measurable growth. We help FinTech and gaming brands scale faster with smart, data‑driven strategies that connect innovation to results. From brand positioning and go‑to‑market campaigns to performance marketing and compliance‑safe promotion, we craft marketing that moves industries — not just impressions.
Core Banking
Software
Built from the core. Driven by intelligence. Our modular core banking platform and Banking‑as‑a‑Service solution empower digital banks, wallets, and fintech startups with next‑generation technology.
Developed entirely in‑house and enhanced by AI‑driven automation, each module is designed for scalability, compliance, and seamless integration — giving you a smarter, faster way to build the future of finance.
Direct Insurance Broker, SL
Insurance, intelligently connected. A licensed insurance broker regulated by Spanish authorities, operating across 30 EEA countries. We bring together 700+ European insurers to deliver seamless coverage — from personal protection to business insurance — all in one smart, connected platform.
SecureName, INC.
Your brand. Protected at the root. An ICANN‑accredited registrar built to safeguard domain names, intellectual property, and digital identity with the highest level of protection. More than just domains — a complete brand protection layer for businesses that operate globally and move fast.
Eurocollect LTD
An international debt collection company with an ethical and effective approach that includes litigation, enforcement, and business protection.
Global wallet
INFRASTRUCTURE
Global
wallet
infra-structure
Built for scale
Built for the future. A unified, AI‑driven platform, backed by a global portfolio of fintech licenses, powering digital banking, payments, and financial services worldwide — compliant, connected, and ready to grow.
best in class software done in-house
Built entirely inside the Group. Full control. Faster iteration. No reliance on external vendors — just unmatched speed, security, and product quality.
Strongest legal team on the market
Deep expertise in FinTech, InsurTech, and gaming regulation across the EU, UK, and US. We shape strategies that turn compliance into advantage.
customers from 180+ countries
A truly global footprint, built for founders, fintechs, and enterprises that operate without borders.
News
Highlights
